Saving is the first step to building financial peace of mind. At COOPACSOL you have two main paths: the savings account and the financial certificate. Both grow your money, but they serve different goals.
The savings account: flexibility
A savings account gives you availability: you can deposit and access your money whenever you need it, and still earn a return. It is ideal for your emergency fund or short-term goals, where you value being able to access your funds at any time.
The financial certificate: returns
A financial certificate is a fixed-term deposit: you commit your money for a set period (from 30 days) in exchange for a higher, guaranteed return. At COOPACSOL, certificates offer between 6% and 10% per year, depending on the amount and term, in DOP and USD. It is the ideal option when you have money you won't need in the short term and want it to work at its best.
How to choose?
- ✓Choose savings if you need liquidity and flexibility for your near-term goals.
- ✓Choose a certificate if you have an amount you can leave untouched and want the highest return.
- ✓Many members combine both: an emergency fund in savings, and the surplus in certificates.
It's not about choosing one forever, but about using each tool for the right goal.
Not sure which one best fits your situation? Write to us and an officer will guide you with no obligation.